BUILD A RENTAL PORTFOLIO WITH PREDICTABLE CASH FLOW
Buy-to-Let Home Loans
We structure buy-to-let loans where rental income exceeds your monthly bond payment from day one. No negative cash flow period, no surprises, no settling for whatever rate your bank offers. We leverage relationships with 15+ lenders to secure investor-first terms.
See your investment potential
Interactive ROI calculator
Estimates refresh as you type (prime linked)
20% (R 370 000)
Monthly cash flow
R 461
Rent minus bond payment
Annual tax savings
R 85 400
40% of deductible interest + costs
Projected 5-year equity
R 1 121 234
Assumes 6% annual appreciation
Estimates are indicative and based on the current prime rate. Book a consultation for lender-specific projections.
Why investors choose our loan structures
Positive cash flow from month one—rental income structured to exceed bond payments immediately
Property values grow your equity while tenants pay down your bond
Maintenance and improvements fully deductible—we optimize your tax position
Rate protection built in—we secure fixed periods or caps when market conditions favor it
Professional property management partnerships—we connect you with vetted managers who keep occupancy high
How we secure better deals than your bank
The Audax edge
Lower rates through volume
We negotiate across 15+ lenders monthly. Banks compete for our deal flow, so you get rate concessions retail clients never see.
Average annual tax savings
Our tax specialists structure loans to maximize deductions. Interest, maintenance, depreciation—we ensure you claim everything legally available.
Income-to-rent qualifying
We pre-qualify properties based on rental income potential, not just your salary. Borrow more, build faster, scale your portfolio sooner.
Investment protection built in
Risk mitigation
R2.4B+
investment property financed
8.2%
average client rental yield
342
investment portfolios built
15+
lender relationships